
Seeing that Mother Liu also had a plan, Su Yujin nodded, “You and Ai Cao will make arrangements.”
The next day, as Mother Liu said, she called Feng Shi early in the morning and taught her how to wrap wontons and the skill of cooking them.
Feng Shi prepared meals for the family at home. Because her mother-in-law was paralyzed in bed and had a bad appetite due to drinking soup and medicine for many years, she needed to cook in different ways. So Feng Shi was considered a good cook. So learning to make and cook wontons was an easy job for her.
When there were a lot of people at noon, Su Yujin discovered that Feng Shi was able to basically grasp the rhythm of the work when setting up the stall, and could not be so flustered.
Two days later, Feng Shi was able to do her job very skillfully, and could even occasionally help greet the guests.
Su Yujin saw that Feng Shi, Mama Liu, and Ai Cao were almost getting along, so she safely handed over the wonton stall to the three of them, while she walked back and forth on the street alone.
Qinghe County was not too big, but it was considered prosperous because it was adjacent to the capital.
The several streets running from east to west, north to south, were full of traffic and people coming and going.
Su Yujin was wandering around Qingyun Street where the wonton stall was located.
There were restaurants, teahouses, various shops, and stalls on both sides, making it very lively.
This can be said to be the first time that Su Yujin had been wandering around alone since her time travel. It can be said that she walked lightly, was in a happy mood, looked around, and feasted with her eyes.
She visited the grocery store and bought some common seasonings, and then visited the medicine store and bought some uncommon seasonings that were still commonly used as medicinal materials at this time…
When Su Yujin finished wandering, she was carrying a few firmly tied Oil-paper packages.
When she was about to return to the intersection of Qingyun Street and Shuanggui Lane where the wonton stall was located, Su Yujin stopped and took two steps back, returning to a shop.
There was a for sale sign on the door of this shop.
In Su Yujin’s impression, this shop was originally the Meng Ji Cake Shop, and the business was pretty good. It suddenly closed a few days ago, and now it is for sale…
After thinking for a while, Su Yujin asked the clerk from the cloth shop next to him,” Excuse me, I would like to ask, is this pastry shop no longer in business?”
“Yes, it is no longer in business.” The waiter replied, “The only son of Shopkeeper Meng’s family broke his leg, and the doctor in the county can’t fix it. So he took him to the Huichun Hall in Beijing for medical treatment. The medical fees at Huichun Hall were extremely expensive, and shopkeeper Meng couldn’t get enough even if he spent all his money. So he planned to sell the shop so that he could go to Huichun Hall to treat his son’s leg.”
Selling a shop.
Su Yujin looked at the original Meng Ji again.
The layout and depth of the room all seemed to be in good condition.
“Brother, do you know how much takeout from Shopkeeper Meng’s shop costs?” Su Yujin asked again.
“The details are not very clear. Shopkeeper Meng is in a hurry to sell and has no time to find a buyer. I heard that it has been handed over to the brokerage firm. You can go there and ask about the price.”
“Thank you.”
Su Yujin thanked him and walked to the brokerage firm.
After some inquiring, she learned that the selling price of this shop was three hundred and thirty taels of silver.
The shop was not too small, and there was a small yard behind it. There was a separate well in the yard, three small rooms, and a shed.
Normally, the price of takeout would be about 400 taels. Because shopkeeper Meng was anxious to cash in, he initially settled on 350 taels of silver but later lowered the price.
Su Yujin had been to Meng Ji and knew the condition of the shop. She was quite excited at this time, but thinking about the price…
“Can this shop be cheaper?”
“Three hundred and thirty taels is already cheap enough. It’s just that the Meng family wants to get their money and go to the capital as soon as possible, otherwise, where can you find such a good shop at such a cheap price?”
Seeing Su Yujin’s frown, the broker knew that she was very pleased with the shop but hesitant about the price. So he gritted his teeth and said, ” If you want it sincerely, the price will be ten taels cheaper!”
“I do want it sincerely, but I really don’t have enough money.” Su Yujin thought for a while, “I can only afford one hundred and eighty taels of silver at the moment.”
The broker’s face suddenly turned into a bitter melon, “Young lady, you must be having fun with the small one. The difference is too much. This is a shop and we can’t afford to sell it at such a low price.”
“I know, I will pay the full price of three hundred and twenty taels of silver.”
“Didn’t you say you only have one hundred and eighty taels? The rest…”
The broker paused and looked at Su Yujin with a more defensive look, “Are you thinking of a credit account? Our brokerage firm has a strict no-credit rules.”
“It’s not a credit account.” Su Yujin said, “I want…a loan.”
“Loan?”
What was that?
The broker was a little confused and scratched the back of his head, “What Miss means is…”
“I will buy this shop. I will pay 180 taels of silver upfront, and the remaining 140 taels will be paid in full over 24 months. I’ll pay the brokerage firm seven taels of silver each month until it’s paid off in 24 installments.”
Su Yujin said, “This method of dividing the principal to pay and adding interest will make it easier. It’s called a loan.”
In this case, you only need to pay a total of three hundred and forty-eight taels of silver including principal and interest, which is cheaper than a shop with normal market conditions. It can be regarded as a bargain.
But the guy scratched his head again.
The method was quite new and special, and it only cost seven taels of silver a month. After these twenty-four months, it was one hundred and sixty-eight taels.
If calculated like this, the brokerage firm can earn an extra twenty-eight taels of silver from this matter.
Normally, in such cases of property buying and selling, after working for a long time, you can only get a profit of three and a half cents. This was just a matter of transferring money, how can you make so much?
The broker thought for a while, then handed over to Su Yujin, “Miss, wait a moment, I’ll go ask our Manager.”
“Thank you.” Su Yujin, guided by the broker, went to sit down in the cubicle, and told the broker, “I just gave you a rough answer. Just tell me, I can explain the details to your Manager slowly.”
The broker understood what Su Yujin meant, responded, and hurriedly went to find his Manager.
Manager Sun of the brokerage firm arrived at the cubicle after a while.
“I heard from the broker that Miss wants to buy a shop, but she doesn’t have enough money, so she wants to use a so-called loan?” Manager Sun asked politely.
“Exactly,” Su Yujin nodded. “Mr. Sun can pay the 320 taels of silver to the Meng family, then take the 180 taels I’ve paid. He can also collect seven taels of silver from me each month. Over two years, Mr. Sun can earn nearly 30 additional taels of silver, and I can start running the shop earlier for business. It’s a win-win situation.”
“That sounds good.” Shopkeeper Sun nodded, “But if Miss can’t pay on time every month, What should I do?”
“Before I pay off the loan in the next twenty-four months, shopkeeper Sun can keep the house deed and land deed, and then return them after I pay them off.”
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